Has anyone worked with debt resolution? Is it effective? Any suggestions in engaging a company for this type of service?
Most of them are scammers who will take your money and do nothing. The Wall Street Journal says to avoid them. Many lenders (American Express) will no longer deal wit a "resolution" company; you must deal with them yourself..
Dose debt resolution work?
What is the best and quickest way to eliminate credit card debt without destroying your credit score?
Ask lenders for agreement to delete this items from your credit report when paying them. I recommend to get such agreement thru credit repair agency, for example this one – creditreport.imess.net