Enter your debts into this calculator, then enter how much over the minimum you can pay. It will give you a monthly payment schedule. If you stick to it, you will be out of debt in the time it says. Be honest with what additional you can pay each month – it doesn’t do any good if you can’t keep to the schedule. Good luck to you!

http://debt.bizcalcs.com/Calculator.asp?Calc=Debt-Elimination